Home Point Edge offers great loan options that include:

  • A bank statement program to 90% LTV @ $1MM
  • 5% down Jumbo purchase loans with near prime rates to $1.5MM
  • Asset utilization on purchase loans to 90% LTV @ $1.5MM
  • AUS Express program leverages DU findings for self-employed consumers

Click to Watch Video

Near Prime
Tier 1

  • Loan amounts from $100k - $2.5MM
  • 5/1 ARM, 7/1 ARM, and 30 FIXED
  • 4-year housing or credit event seasoning
  • 660 minimum FICO
  • Full Doc, Personal & Business Bank Statements (12 or 24 mos.), and 1-year tax return / W-2 doc options
  • Asset Utilization to 90%

To view Tier 1 Full Doc At-A-Glance, click here

To view Tier 1 Alt Doc At-A-Glance, click here

Expanded Access
Tier 2

Coming Soon!

  • Loan amounts from $150k - $1.5MM
  • 5/1 ARM, 7/1 ARM, and 30 FIXED
  • Min. 1-year housing / credit event seasoning
  • 620 minimum FICO
  • Full Doc, Personal & Business Bank Statements (24 mos. Only)
  • Non-Warrantable Condos to 80%

To view Tier 2 At-A-Glance, click here

AUS Express
 

Coming Soon!

  • Loan amounts from $150k - $2.0MM
  • 5/1 ARM, 7/1 ARM, and 30 FIXED
  • 4-year housing or credit event seasoning
  • 680 minimum FICO
  • Full Doc, Personal & Business Bank Statements (24 mos. Only)
  • Non-Warrantable Condos to 80%
  • Asset Utilization to 75%

To view AUS Express At-A-Glance, click here

Ready To Get An Edge?

Whether you’re already a partner or looking to become one and would like more information regarding our Edge product, please provide the following information:


Please indicate that you are not a robot.
Home Point Edge